Wayne Cottrell State Farm Agent
State Farm® Insurance Agent

Wayne Cottrell

Cottrell Ins and Fin Svcs Inc
1407 E Andrews Avenue
Henderson, NC 27536

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Office Info


1407 E Andrews Avenue
Henderson, NC 27536


About Me

I opened my business in 2009 to help coach people and to make a difference in the community, and I’ve never looked back. People refer to me as the go-to guy, and I hold the title proud, aiming to serve as a resource for my customers on just about anything! My team has a combined 75+ years of insurance experience, serving all of Franklin, Vance and Warren Counties, the state of North Carolina, South Carolina, Virginia and Georgia. We also provide relocation and move assistance. If you are planning on moving or have already moved to any of the areas we service, it would be our pleasure to help guide you with your insurance needs.

I am a North Carolina native and proud UNC Chapel Hill graduate. My wife and I were both cheerleaders in college, and I try to bring the same passion and energy to the office. My team is well-trained, tenured, and dedicated to getting the job done quickly and accurately. We value getting to know our customers personally so we can help them reach their goals.

I enjoy small-town living and the mindset of helping our neighbors in whatever they need. Outside of the office, I love attending my daughters’ events and spending time outdoors—whether we’re hiking in the mountains or relaxing on a beach.

Whatever your needs are, my office is here to help. We offer auto insurance, home insurance, life insurance, property insurance, and more, along with various financial services offerings. Give us a call today for a free quote!

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It’s our mission to provide every customer with the support, protection, and the financial guidance—all with honesty and integrity. My team and I are highly trained with our products and in our profession, and with our urgent and proactive approach we meet every customer need. If you’re in need of auto insurance, home insurance, life insurance, property insurance, or financial services, we will help you find the right coverage and personalize it to fit your needs. Our two offices service both Raleigh and Henderson, and all across the states of North Carolina, South Carolina, Virginia and Georgia.

Katy Harkins State Farm Agent Team Member

Katy Harkins

Office Manager

Katy has brought more than 20 years of experience with home and auto insurance to our team. Katy is a graduate of East Carolina University. She is NC native. Please contact Katy for your life insurance, auto insurance, home insurance and financial services needs.
Mary Lou Bragg State Farm Agent Team Member

Mary Lou Bragg

Insurance Account Representative

Mary Lou is from Franklinton, NC. She graduated from Franklinton High School and Vance Granville Community College. When she is not in the office you can find her working on her farm, volunteering for the local saddle club or riding her horses. Give Mary Lou a call today for your home, auto, business or life insurance needs.
Kristy Strickland State Farm Agent Team Member

Kristy Strickland

Insurance Account Representative

Kristy is a native of North Carolina and currently lives in Franklinton, NC. She has been in the insurance industry for 5 years, with more than 10 years in customer service in the automotive industry. She has a passion for helping people. Kristy enjoys learning new things, reading, traveling, and spending time with her family. Call Kristy for your auto, home and life insurance needs.
Hayley Philippart State Farm Agent Team Member

Hayley Philippart

Customer Relations Representative

Hayley is a Virginia transplant, and is very excited to thrive in the North Carolina community! When she is not providing customer care and assistance at the office, she is working with local theatre groups and scouring bookstores. If you need insurance guidance, Hayley is happy to help!

Joy Newcombe State Farm Agent Team Member

Joy Newcombe

Office Manager

Joy brings over 20 years customer service experience and 10 years of insurance experience to our team. She enjoys helping others and making a difference. She was raised in Long Island NY but has lived in Raleigh for 15 years. Joy enjoys spending time with her husband, daughter and son.

Azira Taylor State Farm Agent Team Member

Azira Taylor

Customer Relations Representative

Azira brings 19 years of insurance knowledge and experience including 7 years of customer service and account management to our team. She was raised in Goldsboro NC but currently resides here in Raleigh. During her down time, she time with her family. She is currently holds a Property and Casualty license in NC, SC, and VA.

Lisa Lloyd State Farm Agent Team Member

Lisa Lloyd

Customer Relations Representative

Lisa brings 10 years of customer service, administrative and receptionist experience and 10 years of account management experience to our team. Lisa is a graduate of North Carolina State University. She grew up in Roanoke Rapids, NC and has lived in Raleigh for 33 years. She is married and has two children and a dog Chloe. Please contact Lisa for your life insurance, auto insurance, home insurance and financial services needs.

Curt Gardiner State Farm Agent Team Member

Curt Gardiner

Insurance Account Representative

Curt has been active in the insurance & financial services industry for more than 10 years. His favorite part of any given day is witnessing when others realize their potential. On the weekends, you can find Curt spending quality time with family & friends, usually over a good meal.

Our Agency

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.